Does your student loan payment seem insurmountable? Defaulting just makes it worse with collection fees that increase your loan by up to 25%. There are many repayment options and alternatives available that can save you from the lingering consequences of default. If you're struggling to keep up, ask your lender for help.

Enter numbers from your own student loans to see an example of how defaulting makes your debt grow.*

Compare Normal Repayment To Repayment After Default

Defaulting on your student loans will cost you this much more:

To find out more about the true cost of default, click next.

*Examples are based on standard amortization with installment payments made each month and collection fees estimated at 25% of principal and accrued interest.